Private. Trusted. Uncompromising.

Expertise shaped
by experience.

Oakstone was founded on a simple conviction: that clients navigating complex financial decisions deserve more than a transaction. They deserve a trusted advisor who understands the market deeply, speaks plainly, and places their interests first.

With decades of experience built across banking, insurance, mortgage advisory, and financial services leadership — in both the Channel Islands and the UAE — we bring institutional-level expertise to a genuinely boutique practice.

Our philosophy

Expertise.
Discretion.
Lasting trust.

We offer bespoke financial guidance rooted in confidentiality, clarity, and enduring relationships.

Our approach is defined by professionalism and a steadfast commitment to your ambitions. We measure success not by transactions completed, but by relationships sustained — by clients who return for the next decision, and the one after that.

Operating principles
01 — Mission
Our mission

To simplify complex financing and business challenges while protecting your long-term interests.

02 — Values
Our values

Integrity, discretion, client focus. We act as your advisor, not your vendor.

03 — Method
How we work

Consultative, refined, and entirely client-centric. Every engagement is bespoke.

04 — Commitment
Our commitment

To be a trusted strategic partner for the long term — not just for the transaction.

How we work

A considered
engagement.

Every Oakstone engagement follows the same five-step rhythm. Unhurried, methodical, and entirely shaped around the client.

  1. I

    Consultation

    An introductory conversation — by phone, video, or in person. Complimentary and confidential. We listen first, ask carefully, and form no recommendations until we understand the picture in full.

  2. II

    Discovery

    A structured review of your circumstances, ambitions, and constraints. We collect what we need, in the order we need it, and never more than is necessary.

  3. III

    Analysis

    The work behind the recommendation. Market scan, lender relationships, scenario modelling — quiet, rigorous, and entirely off-stage.

  4. IV

    Recommendation

    A clear, plainly-spoken recommendation with the reasoning behind it. You see what we considered, what we excluded, and why. The decision remains yours.

  5. V

    Long-term partnership

    Execution is not the end. We remain in your corner through completion and beyond — the trusted point of contact for the decision after this one, and the one after that.

The team

Meet your
advisors.

Oakstone is built around two founding partners with complementary expertise and a shared commitment to client excellence.

Daniel Le Moeligou

Managing Director & Co-Founder
daniel@oakstone.ae LinkedIn

Daniel brings 28 years of experience in financial services, built across two continents and some of the region's most demanding markets. His career began in banking in the Channel Islands before relocating to the UAE in 2008, where he entered the mortgage advisory sector.

He subsequently joined Zurich International Life, where he served as a distribution sales manager and played a key role in establishing and growing the company's Abu Dhabi presence from 2010. In 2014, Daniel became a Director at Homematters Mortgages, one of the UAE's established mortgage brokerages, where he combined advisory work with leadership responsibilities.

In 2017, he co-founded HomeMates — a mortgage aggregation business modelled on the UK network distribution model — which he built and scaled alongside his local partner before its acquisition by Huspy in 2021.

Following the acquisition, Daniel led Huspy's direct sales operation, scaling the team from 30 to over 120 mortgage consultants. During this period he designed and implemented the sales infrastructure, performance management frameworks, training programmes, and incentive structures that underpinned the business's growth.

In 2025, Daniel left to co-found Oakstone — returning to his conviction that the highest-quality advisory work is done at the boutique level, where relationships and expertise take precedence over volume.

Avegale Le Moeligou

Operations & Client Services, Co-Founder
avegale@oakstone.ae LinkedIn

Biography to follow.

Avegale leads operations and client services at Oakstone, drawing on a career built in client-facing roles across the financial services sector. Her work ensures that every engagement, from first enquiry through to completion, is handled with the discretion and care the Oakstone name represents.

A boutique conviction

"The highest-quality advisory work is done at the boutique level — where relationships and expertise take precedence over volume."

— Daniel Le Moeligou, on founding Oakstone
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Speak directly with Daniel or Avegale. All enquiries are handled personally and with complete discretion.

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